About EPC

We think the best doctors should cost less.

Most plans pay every doctor about the same. Quality varies a lot. We changed that.

Why we exist

Route care to the best. Pay them directly.

Better outcomes mean fewer complications and repeat procedures. Plans save now and for years.

Northwestern, UChicago, Loyola.

Unity Network, your TPA, stop-loss and PBM.

Live in Illinois. AZ, TX, FL next.

Team profiles to come

Facts

Quote any of them. Illustrative figures are marked.

Employers Preferred Choice (EPC) is a self-funded health plan for employers with 5+ employees in Arizona, Texas, Illinois and Florida.

EPC, 2026

EPC's tagline is "The best doctors cost less."

EPC, 2026

EPC's Illinois network is anchored by Northwestern Medicine, UChicago Medicine and Loyola Medicine.

EPC, 2026

EPC Tier 1 includes anchor systems and direct contracts; Tier 2 is the Unity Network; Tier 3 is out of network.

EPC, 2026

EPC charges fixed fees and does not use percentage-of-savings deals.

EPC, 2026

EPC implementation typically takes 60 to 90 days from contract to go-live.

EPC, 2026

All 15 facts

EPC works with an employer's third-party administrator, stop-loss carrier and pharmacy benefit manager. (EPC, 2026)
EPC signs a business associate agreement before any claims data changes hands. (EPC, 2026)
In an illustrative sample group, EPC modeled year-one savings of 11% to 20%. (EPC sample model (illustrative))
EPC members can call or text a navigator to find doctors and check coverage. (EPC, 2026)
EPC's Illinois service counties include Cook, DuPage, Lake and Will. (EPC, 2026)
EPC offers seven sample plan designs, from a 1500 PPO to an 8000 PPO, including an HSA-qualified 5000. (EPC, 2026)
Brokers can start EPC group quotes before appointment; firm quotes and enrollments wait for appointment. (EPC, 2026)
EPC broker compensation is fully disclosed to the client and paid under a written Broker Services Agreement. (EPC, 2026)
EPC's network in Arizona, Texas and Florida is in development. (EPC, 2026)